McGlynn ǀ Glisson ǀ Mouton 

MGM Injury Attorneys 

Before you speak with your insurance company, please speak with the motor vehicle attorneys at MGM Attorneys in Baton Rouge to understand your options. 

Before you speak with your insurance company, please speak with the motor vehicle attorneys at MGM Attorneys in Baton Rouge to understand your options.

For the past decade, Louisiana has ranked as one of the worst states for reckless and careless driving, which is one of the top causes of motor vehicle accidents in the United States, in addition to inebriation (driving while intoxicated).

In 2021, the number of highway crashes and fatalities in Louisiana surpassed the previous year, with 914 highway crashes and 997 fatalities, according to the Louisiana Department of Transportation.

What are Other Causes of Motor Vehicle Accidents in Louisiana? 

Motor vehicle accidents can be caused by driver negligence and error or other factors. Drivers may be distracted by texting, GPS, car infotainment systems) or fatigued. Some drivers lack experience behind the wheel. 

Road or weather conditions can also result in accidents, such as potholes, poor lighting, obstructions like darting animals, inadequate maintenance or even design and manufacturing defects in cars or parts. 

In Louisiana, you are required to stop at the scene of the accident, check on the condition of anyone involved, exchange information, and contact the police from the scene. If you or anyone is injured, seek medical attention.

When you contact 911 or the police, provide an exact location and include information about the condition of anyone who is injured. 

Collect as much information as you can from the scene. The police report will be detailed but the more information you have to support your claim, the better. You may take photos of the vehicles involved, weather conditions, hazards, surrounding street signs, etc. 

Avoid accepting fault for the accident and use general statements. Stick to the facts to avoid future issues when you file a claim. 

Also, speak to any witnesses at the scene and obtain their contact information. Regardless of whether you believe you were injured, seek medical attention to rule out serious injuries such as internal bleeding.

What Should You Do After a Auto Accident? 

What is the Insurance Claims Process? 

Louisiana is an “at fault” state, which means the party responsible for an accident must pay the claim to the victims. Even if you are not at fault, you should contact your insurance company as soon as possible after seeking medical care. This will protect you. 

After you contact your insurance company, contact the at-fault driver’s insurer to begin the claim process. Your insurer will also likely notify the other insurer. When you speak with the other insurance company, stick with the facts. Avoid any statements that indicate you are fine or were at fault. 

To further protect your claim, you should contact a Louisiana motor vehicle attorney. The lawyer will negotiate on your behalf and help you navigate Louisiana’s complex personal injury statutes. 

Why You Need a Motor Vehicle Accident Attorney

Accidents can cause catastrophic injuries, medical expenses, and property damage. If you are involved in an accident due to the negligence of someone else, you need an attorney experienced in motor vehicle accidents to act on your behalf with insurance companies and other parties. 

For serious injury or death accidents, the auto accident attorneys at MGM Injury Attorneys work diligently to determine the cause of your accident and sources of compensation. Our lawyers work with healthcare providers, accident reconstruction specialists, and economic experts to prepare your case. 

What Happens if a Driver is Not Insured? 

Louisiana requires drivers to carry auto insurance coverage for bodily injury liability of at least $15,000 per person, $30,000 per accident, and property damage coverage of at least $25,000 per accident.  

Insurance rates in Louisiana are among the highest in the country due to the high number of uninsured and underinsured motorists. Insurance companies must cover the costs of their own drivers who are involved in accidents caused by uninsured motorists. 

What Type of Compensation May Be Available? 

If you are involved in a serious accident that results in injury, death, or property damage, that is caused by someone else, you may be entitled to compensation. This compensation may include: 

Lost wages and earning capacity 

Pain and suffering 

Loss of consortium and companionship 

Loss of quality of life 

Compensation for property damage 

Medical expenses: Hospital bills, doctor bills, physical therapy, medication and equipment, prosthetics, and even home modifications when necessary 

Lacerations

Head Injuries 

Traumatic Brain Injuries 

Bone Fractures

Internal Bleeding

Organ Damage

Back and Spinal Injuries

Death

Mental and Emotional Trauma

Amputations

Burns 

Soft Tissue Damage